Mortgage amount

A principal amount varies per mortgage lender. For example, if the property is worth more than € 1.000.000, the lender could finance between 80-90% of the market value.  Besides, not all lenders offer loans over € 750.000.

Mortgage application process

It takes more time to approve a higher mortgage than a regular mortgage due to the risk factors. Other circumstances such as savings, investments, or additional properties add extra work to the mortgage application process. On average, mortgage applications for over a million can take from 4 to 6 weeks. Many lenders assess high-risk mortgage applications separately. High-profile mortgage applications are discussed with a credit committee or top risk management team. To secure a mortgage of over a million, you must afford it. Find out more about how to buy a property over a million or contact the Mister Mortgage team.

Our Mortgage Experts
Sezer Yilmaz
Managing Director & Financial Specialist
Robin Uijtdehaage
Commercial Director & Financial Specialist