Properties over a million have become more and more popular in the Netherlands. The application process and requirements are different for a high-risk mortgage. A principal amount varies per mortgage lender. Besides, not all lenders offer loans over € 750,000. For example, if the property is worth more than € 1000,000, the lender could finance between 80-90% of the market value.

Mortgage application process

It takes more time to approve a higher mortgage than a regular mortgage due to the risk factors. Other circumstances such as savings, investments, or additional properties add extra work to the mortgage application process. On average, mortgage applications for over a million can take from 4 to 6 weeks. Many lenders assess high-risk mortgage applications separately. High-profile mortgage applications are discussed with a credit committee or top risk management team. To secure a mortgage of over a million, you must afford it. Find out more about how to buy a property over a million or contact the Mister Mortgage team.

High-Value Mortgage Experts
Sezer Yilmaz
Managing Director & Financial Specialist
Robin Uijtdehaage
Commercial Director & Financial Specialist
Full mortgage report over a million
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    Plan a 10-minute call with us. We want to learn more about your financial goals.

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    We set up a mortgage report based on your uploaded documents.

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    We plan a second call to discuss your mortgage calculations.

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