Loan to income

To qualify for a mortgage, lenders look at the loan-to-income (LtI) ratio. LtI is a ratio, expressed as a sum, after considering multiple factors such as your monthly income, employment history, and creditworthiness. One of our most valuable pieces of advice is that only you can determine the mortgage debt that you’re willing to bear. Mister Mortgage provides expert advice to assist you with how much you can comfortably afford to borrow.